Buy Now, Pay Later
Important Finance Information
Interest rates range from 0-25%
You may be eligible for interest rates at just 0% if you’re able to fully repay the loan within 30 days.
For those that require a longer repayment plan to cover the cost of treatment, Payl8r will provide a quote at the outset which clearly outlines the terms. This ensures that there are no unpleasant surprises.
Using current interest rates, the following example shows a repayment schedule:
You borrow £200 over 12 months at an APR of 24% (fixed annual interest rate = 24%)
Monthly payment due: £20.66
Total interest charge: £47.92
Total interest + the principal amount you must repay: £247.92
If your circumstances change, you’re always welcome to repay earlier.
Credit & Affordability Checks
In order to qualify for the loan, Payl8r must carry out a credit check to ensure that clients have the ability to repay. These credit checks are done as a soft search, which will not negatively affect your credit rating. Furthermore, clients with thin credit files are not penalised. This makes it easier for all clients to qualify.
If clients are unable to pass a credit check, Payl8r also offers an affordability check by reviewing bank statements over the past 90 days.
Instant Lending Decision
More Information Regarding Payl8r:
Payl8r is an FCA-approved finance scheme
Derma Technologies Ltd
LA Lipo was established in 2016 and offers reputable and high-quality Cryoliposis HIFU treatments across the UK.